Other Services

Cashier's Checks
Wire Transfer
Night Depository
Safe Deposit Boxes
U S Savings Bonds
ATM/Debit Card
Direct Deposit
ATM's 
Notary Service
Bank by Mail
Telebanc
Fees & Charges
Financial Calculators
Check Order

Cashier's Check

Cashier’s checks are issued for our customers providing a safer guaranteed way of transferring funds. 
Cashier Checks may be purchased at any Teller Window at any location.

Wire Transfer

Carroll Bank & Trust provides incoming & outgoing wire services (domestic & foreign)

Night Depository

Carroll Bank & Trust has night depositories for your use after normal banking hours. This gives you the ability to deposit checks, cash and coin after business hours. You will be given special bags and keys to these depositories upon request.

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Safe Deposit Boxes

Safe Deposit Boxes are available to all Carroll Bank & Trust customers.

Pricing and Sizes:

3x5 $15.00/year
5x5 $20.00/year
3x10 $30.00/year
4X10 $35.00/year
5x10 $40.00/year
6X10 $60.00/year

 

 U S Savings Bond

Redeem: Savings Bonds are redeemable at any of our locations.

Purchase: Savings Bands can be purchased online at www.treasurydirect.gov

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ATM/DebitCard

The Carroll Bank & Trust MasterCard debit card is all you need to simplify your banking, everyday.  Wherever you go, the Carroll Bank & Trust MasterCard debit card provides worldwide purchasing power and instant access to your Carroll Bank checking and savings accounts.  You can use your debit card anywhere MasterCard is accepted, including ATM locations worldwide.  Carroll Bank is a member of the MoneyPass networks, and can use surcharge free.  Carroll Bank is also members of Pulse and Cirrus.

No annual fee

Make withdrawals, purchases and balances inquiries on your Carroll Bank accounts

Use you card as a debit or credit card; both will automatically deduct the purchase amount from your checking account.

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Direct Deposit

Direct Deposit of your Paycheck or Social Security check helps you get your money in use faster.  Avoid the hassle of depositing a check, or having a check get lost in the mail by having the funds directly deposit electronically. 

All you need to do is contact the human resources department of your employer with our routing number (ABA #084304272) and your account number,  They can direct the funds electronically into your account at Carroll Bank & Trust – seamlessly and effortlessly.

For Social Security direct deposit, simply call 1-800-772(SSA)-1213.

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ATM's

ATM available 24 hours a day at (8) locations for your convenience.

Notary Service

We offer free Notary Service for all account holders.

Telebanc

731-986-0088 or 800-208-9129

At Carroll Bank & Trust and we want to help simplify your busy life. That is why we offer 24-Hour automated banking service to access your accounts through a touch-tone telephone for those times you cannot come to the bank or access your computer. 

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Kasasa Protect TM

Fraud Happens. We have you covered. 

Kasasa Protect is a identity fraud protection and restoration solution offered by Kasasa.

Benefits Include: 

  • Full Service Identity Restoration
    • Certified Specialist will file, dispute, and resolve issues with your credit and other vital records
  • Dark Web Monitoring
    • Keep close tabs on your identity online. This personal watchdog scans millions of international sources in real-time, quickly spotting stolen data that could identify you.
  • Lost Wallet Protection
    • Cancel and replace all your important documents through one point of contact. Your agent can restore your cards, licenses, passports, eben travler's checks.
  • Credit Reporting
    • Deep insight with a full annual report from Experian. 
  • Monthly Credit Score & Plotter
    • Stay on top of your credit with regular online reports. See your score at no extra cost, view trends, and find out exactly what's moving your number.
  • 24/7 Credit Monitoring
    • Get notices about important changes in your credit report---including loan data, inquires, new accounts, juddments, and liens--around the clock.

Exclusive Pricing for Kasasa Account holders: $7.99, $5.99 for second account holder

All other Checking Account holders: $11.99

Funds are directly deducted from your checking account each month!

 

**This disclosure contains the rules that govern your optional Identity Fraud Protection And Restoration Services through Kasasa Protect™ as of September 28, 2017. Optional Add On Service: Carroll Bank & Trust offers Kasasa Protect, an optional Identity Fraud Protection And Restoration Service that includes identity theft, fraud protection and breach resolution through a separate, third party that can be added to your Kasasa Kasasa Cash®, Cash Back® other account. This add-on service (a) requires your explicit authorization to add these Identity Fraud Protection Services (‘opt-in”), (b) charges a separate monthly fee and (c) can be cancelled at any time. Kasasa Protect: Identity Fraud Protection And Restoration Services: “Kasasa Protect: Identity Fraud Protection And Restoration Services” collectively includes the following comprehensive services (collectively “Services”): (1) Credit Services: (a) Reports: an annual credit report from Experian; (b) Scores: a monthly credit score from Experian; and (c) Plotter: a visual twelve (12)-month history of the consumer’s monthly credit scores from Experian. (2) Monitoring Services: (a) Public Records:  Monitors name, address & Social Security Number (SSN) across public records; (b) Dark Web Monitoring: monitors across social networks, chat rooms & black market web sites for personally identifiable information including social security numbers; phone numbers; email addresses; bank account and routing numbers; credit and debit cards; and medical identification numbers; (c) Credit Bureau: monitors for and will provide an email if credit inquiries, new lines of credit, derogatory credit, name changes or changes in address are detected in the consumer’s Experian credit file; Credit monitoring occurs only on the credit file associated with the purchasing consumer, and does not monitor, compare or cross reference the credit file associated with the purchasing consumer to any other credit files maintained by the applicable credit bureaus. 3) Resolution Services: (a) Recovery Services: a professional Identity Recovery Specialist will assist the consumer identify, dispute, expunge any fraudulent activities and (b) Lost Wallet Services:  Cancellation & replacement assistance for lost or stolen credit cards and personal documents lost due to loss or identity theft. Terms & Conditions: Kasasa Protect services are provided by CSID, a part of Experian Information Solutions, Inc. (“Experian”). There are two (2) Kasasa Protect terms and conditions, one governing the program’s Services and the other governing the program’s online portal, which you must agreed to: (1) Services: Terms & conditions can be retrieved at a [FI Name] branch location (2) Portal: Terms & conditions can be retrieved online by using the following link: https://secure.kasasaprotect.com. (“Portal”) Fees: Kasasa Protect services are provided for a monthly fee of $11.99 or $7.99 if you are a Kasasa accountholder. Kasasa Protect is available to a secondary accountholder listed on a joint account for an additional monthly fee of $5.99  Fee(s) will be automatically debited from your account on the third (3rd) of each month. Fee(s) begin on the third (3rd) of the month following your enrollment date and will end one (1) day after Carroll Bank & Trust has processed your cancellation request. Changes & Modifications: Kasasa Protect’s Services, fees, and providers are variable and may change with proper notification from our [bank/credit union] or Kasasa, Ltd. Changes in terms, conditions, services, fees and / or providers, if any, will be posted on the Kasasa Protect site located at https://secure.kasasaprotect.com. We encourage you to refer to this site on a regular basis for Services information. Requirements: To utilize Kasasa Protect you must: (1) be eighteen (18) years of age or older, (2) be a resident of the United States or any of its territories, and (3) register and maintain your unique email address (joint accountholders must each provide unique email addresses for this service) via the Kasasa Protect online portal. Enrollment: To receive Kasasa Protect’s Services, you must (1) agree to the Kasasa Protect Services’ Terms & Conditions and (2) establish the Services’ monthly billing and (3) provide an accurate email address. Upon completing these three activities you will be enrolled in the program. (“Enrollment”).  The date upon which these activities are completed will be your enrollment date (“Enrollment Date”).

Note: The portion below should be placed into the second field, labeled “Legal Addendum”.

Verification:

Within one (1) business day after Enrollment, Kasasa Protect will provide you with an email that includes a link to https://secure.kasasaprotect.com and your subscriber number. After entering your subscriber number, you must verify your personal information. You agree to provide accurate, current and complete information about yourself. You agree to not misrepresent your identity.  You also agree to maintain and update this information, including your email address on a regular basis to ensure its accuracy. Failure to provide and maintain accurate and complete information may prohibit your use of the Services or result in errors in information generated. (“Verification”).

Portal Alerts & Notifications:

Upon verifying your personal information and agreeing to the terms and conditions associated with the Kasasa Protect portal, you will be able to receive alerts and notifications through the portal. Email notifications will be sent to the email address you maintain at https://secure.kasasaprotect.com. You understand, acknowledge, and agree that in order to receive the full complement of Services, including receiving Services’ alerts and notifications via the Kasasa Protect portal, you must first verify your identity and register and maintain your email address at: https://secure.kasasaprotect.com.

Availability of Services:

All items under these three (3) comprehensive services are available to you as identified below.

  1. Credit Services: After verification, you will be able to view all items listed under Credit Services, including credit information and alert details via the portal.
  2. Monitoring Services: All items listed under Monitoring Services will begin upon Enrollment. Viewing of Monitoring Services alerts is available upon Verification.
  3. Restoration Services: All items under Resolution Services are available upon Enrollment.

Cancellation:

You may cancel your Services at any time by notifying your financial institution of your decision to cancel.  Written notices should be sent to Carroll Bank & Trust, 19510 W Main Street, Huntingdon, TN 38344. Verbal requests should be directed to 731-986-4401. Cancellations may take one (1) or more business days to process. When cancelling, your then current month’s fee will not be reimbursed or prorated.  The Services’ monthly fee will not be charged for the following month after a cancellation request has been processed by your financial institution.

Closure of Checking Account:

Should your checking account be closed by you or Carroll Bank & Trust, any add-on products / services associated with that account, including Kasasa Protect, will also be terminated at the same time. Your then current month’s account and/or Kasasa Protect fees will not be reimbursed or prorated. The monthly fee(s) will not be charged for the month following termination.

Legal Notices:

(1) Federal Notice.  Even without our plan, you have the right to a free credit report from each of the three major credit bureaus through annualcreditreport.com or 877-322-8228, the only authorized source under federal law. (2) Carroll Bank & Trust Notice. Carroll Bank & Trust shall not have any liability for the accuracy of the information contained in the credit reports provided through these Services including any liability for damages, direct or indirect, consequential or incidental. Kasasa Cash, Kasasa Cash Back, Kasasa Tunes, and Kasasa Protect are trademarks of Kasasa, Ltd., registered in the U.S.A. CSID and Experian are registered trademarks of Experian Information Solutions, Inc.

 

 

External Link Disclaimer

You are now leaving Carroll Bank & Trust website. Carroll Bank & Trust (including its directors, shareholders, employees, and affiliates) is not liable or responsible for the content, information, security, or failure of any products or services promoted or advertised on this third party site.

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Email Disclaimer

Notice: Because there is a risk that information transmitted via Internet email could fall into the wrong hands, Carroll Bank & Trust suggests that confidential information, such as account numbers or social security numbers, not be transmitted via email. Instead, please contact Carroll Bank & Trust directly at your nearest bank branch.

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