Give Me 5
Most people look at the beginning of a year to start a new fitness routine or a saving’s plan. The truth is, you can start ANYTIME! At Carroll Bank and Trust, we want to help you achieve your own personal goals and be your trusted financial partner. Laura Killen Jones is a Loan Officer at CB&T Milan and has shared with us 5 financial tips that you can start using anytime!
- What are your goals?
- Are you planning to buy a house in the next few years? Purchase that new car you’ve been looking at? What about that relaxing vacation you’ve always dreamed of? Do you have financial goals in mind? Of course! Have you planned for them yet? Maybe not, but it’s never too late to start! Don’t wait until next year to make your financial goals, start now!
- Review your budget.
- We all talk about having a budget, but when’s the last time we really looked at it? A financial budget should be reviewed at least once a year, if not twice. When your financial status changes, for instance, maybe a raise or an unexpected bill, so should your budget! Don’t wait until your next big purchase to re-do the budget you made forever ago. Have it ready and stick with it! This will not only help with peace of mind, but also those financial goals you have in place.
- Clean Up!
- Do you have some unwanted debt hanging around? Figure out your goals, set your budget, and start cleaning them out one by one. If you focus on one debt at a time, eventually you can start to knock some of these financial burdens out and start planning your next steps!
- When it rains it pours….
- Are you prepared for financial emergencies? Don’t wait until it happens, start now and plan for that in your budget! No one can predict what we will run into in the future, but you want to be as proactive as possible. Open a separate savings account specifically for emergencies. Put a little money in it each month and don’t use it unless you must. Your other savings account can be for predictable bills, such as new tires or insurance.
- Ask Questions!
- Not sure what to do or where to start? Ask questions! We want to make sure we are always providing what’s best for our customers! Stop by and see us today and let us help!
Laura K Jones, Loan Officer | MLO# 2079497
Carroll Bank and Trust
4105 S First Street | Milan, TN 38358
Office: 731-686-2026 | Cell: 731-414-1610
Fax: 731-686-8993
CARROLL BANK & TRUST IS AN EQUAL HOUSING LENDER. LOANS ARE AVAILABLE ON A FAIR AND EQUAL BASIS REGARDLESS OF RACE, COLOR, NATIONAL ORIGIN, RELIGION, SEX, HANDICAP, MARITAL STATUS, FAMILIAL STATUS. ALL LOANS ARE SUBJECT TO CREDIT APPROVAL AND UNDERWRITING APPROVAL AND PROGRAMS MAY CHANGE AT ANY TIME. NMLS# 401724
Equal Housing Lender
