About Carroll Bank & Trust

Message from Our President

For over 100 years Carroll Bank & Trust has been serving the customers of West Tennessee. We are thankful for the trust that has been placed in us and we strive to continue to earn that trust daily. We believe in treating people the way we want to be treated. We believe in delivering excellent service and in doing so adding value to the lives of our customers, communities, and shareholders.

In the pages of our website you will see many of the products and services we bring to you. Hopefully, you can also catch a glimpse of what we mean when we say community banking, community caring. Here at Carroll Bank & Trust we are passionate about the customers we serve and making their lives and our communities better. You see we live here, go to school here, go to church here, and understand how important it is to give back.

For those already banking with us we say thank you. For those just checking us out, I invite you to stop by one of our locations, meet some of our great employees, and allow us the opportunity to serve you. We think you’ll find a distinct difference here at Carroll Bank & Trust.

Community Banking, Community Caring!

Michael E. Cary
Chairman/President/CEO

Mission Statement

Carroll Bank & Trust will pursue Excellence in all areas: Excellence in customer and community service, Excellence in employee development, and Excellence in financial performance.

Our Purpose

The purpose of this corporation is to provide quality financial services to the business and consumers of our trade area and while doing so, to earn sufficient profits and provide a fair return to stockholders, just compensation to our loyal and dedicated employees and to maintain a strong capital position, which provides for future growth. We regard our customers as our most valuable asset. We operate with high ethical standards and accept the responsibility of being good corporate citizens and will be mindful at all times of our community image. We respect and support our employees and attempt to provide them with a work environment in which each can realize his or her potential.

ALERT: Traveling? Let us know and a travel alert will be issued on your account. Remember, you can still use your PIN# when using your card. Thanks for banking with us at CB&T!