Primary Residence Loan Processor

Location: Carroll Bank & Trust – Huntingdon Branch

Department: Loan Department

Employment Type: Full-Time

Position Summary

The Loan Processor is responsible for efficiently and accurately processing

primary residence mortgage loans, ensuring all required documentation is

collected, verified, and prepared for underwriting and closing. This role supports

the lending team by maintaining clear communication with borrowers, loan

officers, and closing agents. In addition to loan processing, the position may

include other duties including but not limited to providing general assistance

with various loan department duties to support daily operations.

 

Key Responsibilities

Primary Residence Loan Processing

• Review new loan applications for completeness and compliance with bank

and regulatory requirements.

• Order and track necessary third-party services including appraisals, credit

reports, title work, flood determinations, and verifications.

• Prepare complete and accurate loan files for underwriting review.

• Monitor loan pipeline to ensure timely progression from application

through closing.

• Communicate proactively with borrowers and loan officers regarding

documentation needs, status updates, and conditions.

• Address underwriting conditions and gather additional required

documentation.

• Coordinate with closing staff and external parties to schedule and prepare

for loan closings.• Ensure all processing activities adhere to bank policies, compliance

standards, and federal regulations (e.g., TRID, HMDA).

 

Qualifications

Required

• High school diploma or equivalent.

• Strong organizational, analytical, and multitasking skills.

• Excellent communication and customer service abilities.

• Proficiency with computers and loan processing software; ability to learn

new systems quickly.

• High attention to detail and accuracy.

Preferred

• Prior experience in loan processing, mortgage operations, or related

banking role.

• Knowledge of federal lending regulations and compliance requirements.

Work Environment

• Standard office setting at the Huntingdon branch.

 

Please submit resumes to Bonnie Autry (HR) by email at bautry@carrollbank.com or in person at 18510 W. Main Street, Huntingdon, TN.

 

EEO/DISABILITY/VET