In Resources

My husband and I have been married for 27 years and have had the pleasure of raising our family in a small community.  Throughout the years we have reached out to our local banks for various needs and I can tell you from experience there is nothing like being able to walk in and talk with someone who actually cares about meeting your needs.

I would like to take this opportunity to list just a few perks of using Carroll Bank & Trust, a local community bank:

  1. Keep Decision Making Local– when you choose us you are choosing a bank where decisions are made by people you know and trust.  Our team is filled with years of experience and knowledge and are able to meet with you face-to-face, hear your needs, and make that decision locally.  There is no waiting for answers from another region.  We welcome all new customers and are committed to providing efficient, excellent service.
  2. Put your money to work growing your local economy– Small businesses, which create jobs, depend on small, local banks for financing. By banking local, it allows these small businesses in our communities to thrive and be successful.
  3. We grow the local community– We have been able to give back to the communities we serve by investing not only in our small businesses but also in our school systems, and many charitable organizations. We believe in our community and will continue to be good stewards and supporters for the better of the people who live in them.
  4. We go above and beyond to help– Our mission statement reads: “Carroll Bank & Trust will pursue Excellence in all areas: Excellence in customer and community service, Excellence in employee development, and Excellence in financial performance.”  At CB&T we are committed to the mission statement of our organization so that all of our customers, new and existing will have a banking experience that exceeds their expectations and allow us to serve their families for generations to come.
  5. We have everything you need in a bank– We offer a full menu of products for checking, savings, CD’s, IRA’s, consumer loans, business loans, mortgages, and many more. To see a more extensive menu of products available for you visit our website at  We continue to navigate new technology in order to provide you service at your fingertips 24/7.

I have worked for Carroll Bank & Trust for the last 9 years and I can say without hesitation, that the employees of our organization care about you and your family.  We love our customers and without our customers we would not be able to give back to our communities.   Our Directors, Officers and Employees remain committed to our vision to positively affect the lives of every person, business and organization within the communities we serve.



Jennifer McMackin

Loan Officer (NMLS#309213)

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